I personally don't like Twint and don't use it, but Migros shouldn't make it artificially difficult to use Twint.

Hello DerBannhammer, thank you for your feedback. As AlMiDeCoLi correctly writes, we accept Twint payments after scanning a QR code that appears on our tills. You don't need a Migros app for this. If this does not work for you, Twint is the right contact to discuss technical problems. The contact details are:




Phone: 058 667 98 44


E-mail: support@twint.ch


Mon-Fri 8.00-17.00



Best regards, Sina

So what would I theoretically need to be able to pay with Twint? And how would I have to do that?

Very simple instructions for Twint dummies. Only if it works, of course.

@Mystery1978
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Well, you need 3 things above all for Twint: a good eye for the right distance to the QR code on the display, a good spatial sense for the right angle of incidence and a steady hand when scanning.
Then you should have a certain amount of self-esteem and not be flustered by stupid comments from the next customer, which could go something like this:
-- "what's that old bastard doing for target practice", .
--"he's contorting himself like when he shoots at the target with an air rifle at the fair" ,
-- "he's shaking his cell phone like a Spanish woman with her fan"....
As a "fortysomething" you should be able to manage these movements over time...
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But seriously:
You can also deposit debit cards from some cantonal banks, Raiffeisen, big banks with Twint - there are different Twint apps - each bank has its own and this speaks more to your own sense of security. However, Twint can only be used in Switzerland.
Twint is just an additional payment option, as a die-hard cash payer, nobody wants to persuade you to use newfangled stuff like NRC or Twint and as long as there are staffed cash registers, you still have a payment option and the fact that this payment method has not yet been abolished is shown by the new edition of the Tausenddernote.... ;-)

Twint is probably the most unsuitable choice if you want to switch from cash to newer payment methods. Reason: complicated, fragmented (x different apps and operations), without any real advantages over the (contactless) debit card.

Twint is an alibi exercise by the banking power cartel to hinder really good, but unfortunately foreign payment solutions.

@eventus
Jain, the problem is a corporate technical one...As mentioned earlier in the thread, PostFinance has integrated an NFC solution into its app, which also works flawlessly, on Android. The problem is Apple.
The money-hungry bastards only open their NFC chip to themselves and "selected partners" (i.e. companies that were stupid enough to shove money up Apple's ass). As a result, banks are forced to make payments to Apple, so there is still no Apple Pay in Switzerland that works with debit cards, even though it would be technically very easy to implement.
This is one of the top reasons why I have opted for Android smartphones.

@DerBannhammer: I can only agree with the comments on Apple's tactics regarding the NFC chip and Switzerland is THE Apple country, even more pronounced than the USA and UK - or even compared to Germany, where the Apple market is only half as big as in Switzerland....
Of course, NFC is much easier to use than this Twint system - unless you're sitting in front of your PC and ordering something there .... unfortunately limited to Switzerland. I've been expecting a solution like this from PayPal for a long time.

Why should Apple be evil and greedy if, as a developer and manufacturer, it does not make its product and platform available to competing providers (of payment solutions) free of charge?

Let the banks produce their own smartphones, complete with operating system and services, and then lock Apple out. Too much effort? There you go, that's exactly why Apple doesn't let everyone profit.

Let's make another comparison: no shopping center lets anyone set up a stand there for free and sell their own things. And certainly not rich companies like banks.

@eventus
What are you talking about? Apple only provides the hardware or not, because THEY DETERMINE who is allowed to develop with it and who is not. Their "payment solution" is not open and therefore proprietary and is in no way to be praised as Apple's great achievement, as NFC has been around for a good 3 to 4 years longer on the Android side and Android Pay was also available before Apple Pay.
Why is Apple evil? Apple forces developers/banks to use THEIR Apple Pay, while Google with Android gives banks/developers the choice to develop something of their own or to work with Android Pay or Google Pay.
I don't understand how deluded you can be if you seriously approve of this anti-consumer attitude.

NFC alone is nothing without a system and a service. Apple offers both and uses NFC. Now banks also want to use NFC on Apple's hardware and integrated into Apple's operating system ... Apple says: No thanks, we already have our own solution. You can participate in it or not.

Android is naturally open because Google tolerates pretty much everything on its smartphones as long as it gets user data, because that's what Google lives on.

The example of the shopping center again: As a consumer, you can of course argue that it would be nice to have your local butcher or bank branch there. However, the operator of the center only allows tenants who offer a mix of services according to his concept and pay rent.

That is simply the privilege of the developer of the center. Or is Migros angry because there is no Coop or Aldi in Glatt?