You can also apply for the new Cumulus Visa Card as long as you still have credit on the other card, it doesn't matter. But the credit will certainly NOT be transferred to the new card - if only because they are two different companies: the Cumulus credit card was previously issued by CEMBRA, while MIGROS BANK has been active as the issuer since 1 July 2022 (as a brand new company). The old card from Cembra will remain valid until the date printed on it and will then be replaced by the CERTO! card if you do not terminate the business relationship with Cembra. It does not matter whether you also have the new Cumulus credit card from Migros Bank or not. Is it clear now?
Hello Nachtspalter Thank you very much for your help! Best regards, Marc