Store two different TWINT accounts in the Migros app

mario_m · 2022-12-23T12:46:22.515Z

I was able to store 2 TWINT payment methods (RAIFFEISEN, LUKB) via the website, but: 1. these are not displayed in the app and I have to load them in the app 2. is it not possible to store 2 different TWINT payment methods in the app, where I can select which TWINT account I want to pay with if necessary (e.g. too little money in one account). Is there already a solution in the pipeline for this?

Guest

The problem of integrating several Twint apps in one and the same app does not only exist with the Migros app. but also with the SBB app, for example. It is correct that several Twint apps can be installed on one and the same cell phone and thus also for payment, but you can only set up one Twint app per telephone number for receiving money - actually logical. In your case, I would now install a third Twint app (no fun!) on your cell phone, namely the prepaid Twint and deposit it with Migros, SBB and others and also set it up for receiving money. On this Prepaid Twint you simply have a few hundred francs (max. 3000 possible because of FINMA = Swiss Financial Market Supervisory Authority = reason is the Money Laundering Act) and then you feed the Prepaid Twint either with the Raiffeisen Twint or LUKB Twint. However, it is not possible to transfer money back, unless you have a second Swiss SIM card on your cell phone: then you can choose to receive money with both numbers or transfer it back to another Twint app of your own... A little complicated at first glance - but actually logical

(Machine translation)

mario_m

Guest

The problem of integrating several Twint apps in one and the same app does not only exist with the Migros app. but also with the SBB app, for example. It is correct that several Twint apps can be installed on one and the same cell phone and thus also for payment, but you can only set up one Twint app per telephone number for receiving money - actually logical. In your case, I would now install a third Twint app (no fun!) on your cell phone, namely the prepaid Twint and deposit it with Migros, SBB and others and also set it up for receiving money. On this Prepaid Twint you simply have a few hundred francs (max. 3000 possible because of FINMA = Swiss Financial Market Supervisory Authority = reason is the Money Laundering Act) and then you feed the Prepaid Twint either with the Raiffeisen Twint or LUKB Twint. However, it is not possible to transfer money back, unless you have a second Swiss SIM card on your cell phone: then you can choose to receive money with both numbers or transfer it back to another Twint app of your own... A little complicated at first glance - but actually logical

(Machine translation)

Thank you for your answer BioZweifler. I also had this option in mind. But basically it's not about receiving money but transferring it. Despite your explanations, I can't understand why it shouldn't be possible to select one of two accounts when making a PAYMENT. Or is it simply because it is not possible to make a refund in the event of an incorrect transfer and it is therefore not possible for security reasons? In any case, thank you again for your contribution to my question.

(Machine translation)

Guest

mario_m

Thank you for your answer BioZweifler. I also had this option in mind. But basically it's not about receiving money but transferring it. Despite your explanations, I can't understand why it shouldn't be possible to select one of two accounts when making a PAYMENT. Or is it simply because it is not possible to make a refund in the event of an incorrect transfer and it is therefore not possible for security reasons? In any case, thank you again for your contribution to my question.

(Machine translation)

Out of sheer curiosity, I played through the bank Twint and prepaid Twint variants in the Migros app and just wanted to say: the Migros app grabbed the bank Twint right from the start, i.e. if both Twint apps are installed, you have no choice at all.... I just wanted to tell you that before you install Twint Prepaid because of this - it would be a waste of time.

(Machine translation)

Zwei verschiedene TWINT-Kontos in Migros App hinterlegen

All replies (3)

All replies (3)