Cumulus Mastercard - Collect points | General | Forum

Cumulus Mastercard - Collect points

Cumulus Mastercard - Punkte sammeln

Guest

Hello

Does anyone know how exactly the points are counted when paying with a Mastercard?

If I scan my Cumulus card at Migros and also pay with my Mastercard (linked to the same Cumulus number), do I collect points for both transactions separately?

Or do I no longer have to show the Cumulus card when paying with the Mastercard, as the points only count for one transaction?

In the latter case, it would be worth having a second account, because then you always collect twice, right?

Greetings

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All replies (7)

Guest

Dear Manfred

I apologize that you had to wait so long for our reply. I wanted to speak to our Cumulus specialists first before giving you an answer.

She explained the following to me:

If you want to collect Cumulus points on your Migros purchases, the Cumulus card must be presented separately.

- If you pay with the Cumulus Mastercard, the points are not automatically credited. This is for data protection reasons, as the data on the Cumulus Mastercard may not be passed on to Migros.

- You can show your Cumulus number or another number at the Migros checkout, so you get 1 x points, a second card is not "worthwhile".

- One point is awarded for every CHF 1 spent in Migros, for purchases outside Migros: every CHF 2 = 1 point. Find out more at: https://www.migros.ch/cumulus/de/cumulus-mastercard/punkte-sammeln.html

I hope this explanation is helpful for you.

Best regards
Tanja, Migipedia team

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Guest

Hello Tanja, hello Manfred

Sorry to butt in, but I'm interested in this too - and I just don't understand it. Or maybe you do?

Let's say I make a purchase at Migros and my normal Cumulus card is scanned, I receive 1 point per CHF 1 as usual. If I now also pay with the Cumulus Mastercard, will I receive another 1 point per CHF 1? So I get a total of 2x points per 1 CHF?

I have always understood the advertising to mean that paying with the Cumulus-Mastercard eliminates the need to show the blue Cumulus card, as there are only 1x points per 1 CHF anyway, as the normal Cumulus card is transferred to the Cumulus-Mastercard - but that's probably not the case...

Speaking of advertising: The link leads to a dead page.

Thank you for clarifying this.

Greetings
Mathomas

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sirio60

You're wrong, Mathomas. Cumulus points are only awarded for purchases at Migros if the card is scanned BEFORE the payment process. It doesn't matter whether it's the blue Cumulus card or the Cumulus Mastercard. However, if you pay with the Cumulus Mastercard afterwards, you will not receive any Cumulus points (and certainly no double points). Only payments made with the Cumulus Mastercard outside Migros earn Cumulus points. The same applies to the Coop Supercard and the SUPERCARDplus linked to it. So if you want to collect double points, pay at Migros with the SUPERCARDplus (gives Coop Superpoints, as the card is used outside of Coop) and at Coop with the Cumulus Mastercard (gives Cumulus points, as the card is used outside of Migros).

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Guest

Hello everyone

Sirio's explanation is exactly right. The Cumulus Mastercard must be scanned before payment in order to earn points at Migros, just like the "normal" Cumulus card.

Best regards
Tanja, Migipedia team

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Funkytarro

In principle, the advertised "CHF 1 in Migros* = 1 Cumulus point" is a scam. It's only logical that this is misunderstood, since the talk is always about Cumulus points

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Red_Lady

Good day!

I also have a question, so far I have understood the cumulus system well. We now have a Migros Mastercard. We almost only use it for larger amounts such as vacation bookings.

What about the points there? Do they automatically go into my Cumulus account? If so, how long does it last? I haven't received anything yet.

And can you never redeem a 5 or 10x coupon beforehand, for example?

Lg Yvonne

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Guest

@Red_Lady The Cumulus points received outside Migros (1 per 3 CHF) are listed on a separate line in the Cumulus statement, similar to Migrol etc. and are credited with a slight delay, because this must first be settled between Cumulus and Cembra.

I didn't quite understand about the 5 or 10 times... did you mean a) early redemption is not possible (the printed date is binding, or they do not appear early in the app at all) ...or
b) redemption for "non-typical purchases" - is of course not possible either: it always says where and for what these coupons are available.

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